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PMI is going, going, and gone for some people...
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Adirondack Luxury Style Chalet!
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680 for 100%, FHA finally has a true purpose...
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PMI is going, going, and gone for some people...


Since beginning my career in real estate finance I have often been asked questions about PMI. Some people want to know why they need it; they are concerned that the PMI brings the payment too high. Others know that it is a requirement but want to know why it is so high, is it their credit, loan to value, or is it because I am charging more for PMI.

I have given many... Read More
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Is a Money Merge Account Right for You?


I guess the answer to that question is can only really be answered after you have had the opportunity to have your current situation analyzed by an expert. I personally have come across several reviews concerning Money Merge Accounts; some good some bad.

Some people consider it a pure rip off; I have read many peoples opinions who state that you can do the exact same thing... Read More
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Own a Piece Of History!

I am in a unique position as a Mortgage Professional. I have the privelage of preview hundreds of pieces of property just as or before they go on the market. One in particular property caught my eye recently as I was perusing the listings of one of my partners listings. John Murphy of http://www.northcountryrealty.com/ has listed a fantastic 4-plex that used to be an art... Read More

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Adirondack Luxury Style Chalet!

I frequent areas of interest to me in order to write reviews and provide information on some of the properties that My Realtor Partners have listed in the area. My mother owns two properties; one in Churubusco, NY and her primary in Mountain View, NY.

I recently visited my mother at her camp in Churubusco, NY and since I was so close to one of my Realtor partner's listings... Read More

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680 for 100%, FHA finally has a true purpose...

And what I mean by that is that FHA is not some kind of a spectacular loan program. It is very useful in certain situations, but most often the best way to go is conventional if you qualify. Conventional offers the best rates and terms avaiable which is why it is reserved for those with good credit and income qualifications.

I get people coming to me all the time who have... Read More

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Prime Waterfront Business Opportunity!

PRIME WATER FRONT BUSINESS OPPORTUNITY!

Sometimes as people age and times change businesses change hands and life goes on. One person having had the good fortune of running a successful business for a good many years and ready to relax and enjoy the fruits of his good labor. Another person setting his goals high perparing for what good fortune may... Read More

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